FINANCIAL FITNESS: Seven Nuggets of Wisdom

It was 2005 when I had the realization that I should take charge of my finances.
I was already working for quite some time, but didn’t have any savings.

A friend of mine shared his favorite book, “The Richest Man in Babylon” and at the same time, my brother was trying to influence me into taking a look into my financial status.

Since then, I was able to get a grip on things, slowly paying off my personal credit card debts and invested in some Retail Treasury Bonds (RTB), Time Deposits (TD) and the some Blue Chips in the Stock Market.

Back then, I was challenged as a single mom, trying to get back on track.
Years after the realization, I was able to make the change and had my own share of learnings along the way. These are things one would read in books, but for sure, these had helped me out a lot.

Sharing the Seven Nuggets of Wisdom that had helped me out during those times.

1. It’s all in the mind. 

Wealth is a mind game.

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Unless your parents are already millionaires and tycoons, almost everyone starts from scratch, zero, nada.  A more specific case is that if one is deeply in debt, relying on credit cards to live and funds coming in is not enough, having allocation for savings is the least of your priorities.
If you could relate to this scenario, don’t despair ~ I was in that exact situation 10 years ago.
Know that, as long as you have working income, you can convert that into passive income, IF YOU DECIDE. Be with positive, like-minded individuals. Develop a goal, device a plan and track your progress. What the mind can conceive, it can definitely achieve.

2. Develop the habit of saving. 

 Give yourself  10% no matter how small or big. It’s the habit, not the cost.

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 Be it Php 100 a month, Php 1,000 or even Php 10,000, it doesn’t really matter as long as you start on in. Remember, Rome was not built in a day.

3. Learn to find beauty in simplicity.
Simplify your life. Turn of the television, do picnics with the kids, run in the park and have mini picnics. Your kids will thank you more for it. Time spent with family is what makes childhood memories more special and memorable.
Do bike commutes,get on you bike and reduce your carbon footprint. Enjoy every moment of movement and the zen feeling of just breezing through traffic with just you and your bike.

4. Manage your wealth. 
Being stewards of wealth, we are gauged by how we manage what we have.
If we know how to manage the small stuff, we can then be trusted with the bigger stuff.

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Know how to minimize your extra expenses and determine the thin line between wants and needs. If you must, buy more assets that liabilities. Being a good money manager is the sure fire way to financial freedom

5. Make your money grow. 
It is not how much you earn but what you do with the money coming in.
Learn about your options with different investment vehicles: business, stocks, real estate, time deposits, etc. Expand your knowledge base and take calculated risks.

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Be open to opportunities for your money to grow – broaden your network and meet new people.
Who knows, your next business deal would probably come from that person you met in the gym!

6. Know there is joy in giving.
You might not feel that there is anything to give, but, looking at nugget #1, If you keep on telling yourself you have nothing, then your physical reality would prove your right.
As stewards, it is our duty also to share what we have.

Let us all learn from the majestic tress. They give that they may live.
When you prune a branch or pick a fruit, nature makes sure that it grows back after a time. The law of nature shows that the more you give, the more you grow.

7. Have fun in our way to financial freedom.

These simple things surprisingly makes a big difference to help you reach your financial fitness goals. Try it out and share what your nuggets of wisdom are!

Apple Cider Vinegar for Fat Loss

It was a one hot humid summer afternoon.

I was enjoying my favorite pick-me-upper when my hubby came over to ask what I was drinking.


I have him take a sip of the ice-cold refreshing drink that I was enjoying so much, and he got curious what it was due to its deliciously distinctive taste.  Boy was he surprised when he found out that it was Organic Apple Cider Vinegar, calamansi or lemon with a dash of cinnamon!

Hubby was actually amazed how, the ACV and lemon / calamansi concoction worked.
Not only that, it gave me that much needed energy to push through with my workout.


Thirst buster.

What got me interested is that studies at UCLA and other establishments show that ACV’s abundant potassium and other nutrients can flatten bloat by flushing water retention from tissues, improve digestion and assimilation of nutrients, fight gallstones / kidney stones, fight arthritis and gout, bring down blood pressure, helps regulate menstruation, and more.

It has been recommended that, to control weight and banish obesity, this fat flushing drink should be taken three times daily. This can also help with skin care by helping reveal new skin beneath outer older layers with a weekly ACV “facial” making your skin more youthful and refreshed.

Note however that commercial ACVs that have been filtered, and refined does not have that effect of ACVs made from organically grown whole apples with no chemicals have been added. What makes it work is the one that contains the “mother of vinegar” which is a natural gelatinous substance formed during the fermentation process.

Bragg Organic Apple Cider Vinegar being the brand that’s available in the local supermarket, has a brownish color that, if you hold up to the light, you will see the tiny “strand-like” substance which is called the mother. This is the most nutritious part of the ACV that is not found in the more processed “non-organic” brands.


Having said all that, I would like to further share what I have discovered (taken from Livestong.com) about this wonderful drink and what it does to belly fat.

*  Aids in Weight Loss

According to a 2009 study published in Bioscience, Biotechnology and Biochemistry, it was hypothesized that the acetic acid helps suppress fat accumulation, thus aids in weight loss. This speeds up the body’s metabolic rate and helps alkalize the body. This does not mean that ACV is a magic bullet for fat burn, but proper nutrition, exercise plus the ACV boost could be a good game plan.

* Helps Insulin Sensitivity and Minimizes Belly Fat

Another well-studied property of ACV is its ability to improve insulin sensitivity. Insulin is a hormone that enables your body cells to utilize energy from the sugar in your bloodstream ~ however, when levels of insulin in your bloodstream are high, such as after consuming a high carbohydrate meal ~ your body is more likely to store it as fat. If your body is resistant to insulin (from habitually eating high carbohydrate meals), it will produce more insulin in attempt to reduce blood sugar levels, thereby, storing MORE FAT.
ACV helps increase insulin sensitivity according to a 2004 study published in Diabetes Care.

A morning shot of ACV and Calamansi;
Best way to start the day
!

* Increases Satiety thus Making you Feel Full

ACV may help you eat less by increasing feelings of fullness after a meal. According to a study published in the European Journal of Clinical Nutrition in 2005, subjects who consumed ACV with bread reported increased satiety. Another study that year was published in the Journal of American Dietetic Association, found that when vinegar is consumed with a meal, calorie consumption throughout the day drops by 200 to 275 calories (20 minutes of jogging).
Though scientists are not sure why apple cider vinegar helps curb appetite, it could be related to increased insulin sensitivity but if you consume a healthy low-calorie diet full of fruits and vegetables, lean protein and whole grains, adding ACV may help you resist the urge to over eat or needless snacking between meals. For results, one to two teaspoons of ACV in a glass of water before each meal does the trick.


Organic Apple Cider Vinegar, in my opinion is one of the best super drink out there.
1 to 2 tbsp of Organic ACV, 1 to 2 tbsp of honey to taste, calamansi, cinamon and ice cold water (8 to 16 oz), just thinking about it makes me want to prep up one for myself after this article.

It not only optimize wellness and helps with ailments such as the common colds, its ability to cleanse, boost energy, detox and lose body fat is enough reason to grab one and write it down in your planner to add to your routine.

Sadly however, not all would like the taste of Organic Apple Cider Vinegar, though some (including me) take ACV shots as part of their morning routine, if mixed as a refreshing drink, it would indeed taste like a treat.

Try it out and tell me how ACV had helped you reach your health goals. As they say, “An apple a day keeps the doctor away”.

And with that I say, bottoms up!

*Adding FAQ link from Bragg*

15 Ways to Motivate Yourself to Fitness – Part 1

MOTIVATION

 a ten letter word that is so hard to keep up. If this specific word has a gender, it probably is a lady that is super high maintenance.
 
We all can relate to writing resolutions at the start of the year and planing to work out – actively tackling it on the next few days, only to stop after a week or so, then trash it all and go back to the same old rut. It is the second month of the New Year, so how are we with our goals and plans?
 
But, how does a regular pinay with lots of things in her plate, find motivation to exercise when you feel that just thinking about it makes you tired already? I ask myself this million peso question every now and then, and I know that I’m not the only one.
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Yes I have days when I struggle with putting in a workout in my schedule. I know that I should start making it a habit until it is part of my PinayFitness Routine, but the “M” word  is needed until the habit sticks and that, is where the challenge begins.
Recently however, I felt so happy because after lots of failed tries,  I was able to actually work on my goal – I was able to find motivation that was needed to make the habit stick. 
In this post, I am sharing what I did differently and what had helped get back on track.
 
The happiest loss of all. Loss of excess body fat.

Feel free to see if you can make some of these ideas “your own” so you can start working on your fitness goals..


     1.    Your before picture.
The past months have been really telling that I haven’t been exercising. The picture below shows how, from a fit 2014 me, I was transformed to a fatter version of myself.
My kids usually comment on how I gained weight and had been teasing me a lot about it  and that motivated me to do something before it goes awry – making it hard for me to get back.
 
     2.    Me Time.
Capturing the moment. My youngest kiddo and her “me-time” on the treadmill.
I enjoy spending time alone a lot. A time to think about things in my own personal quiet time. As a mom, a sister, a daughter and a wife, we usually take time taking care of others  but we don’t make time to take care of ourselves. Prioritize your “me time”, don’t miss your own workout appointment, so that you can give more to others.
 
     3.    How you feel after a workout
I know the feeling of dread before working out. “Oh no, do I need to work out again?” We sometimes hear ourselves complain. All possible excuses comes to mind once you decide to workout.  Interestingly however, during a workout, the adrenalin and endorphins kick in, that after a workout, it beats having an espresso shot!
Post Cardio Martial Arts Endorphin high with my daughters
and  Miss Universe / Philippines’ trainer John Cuay.
Store that feeling in your memory bank. Put that in your “happy place” and know that how you would feel afterwards would be a great motivator for your fitness goals. Tell yourself “You know you’re gonna have a blast and feel great after this workout  [INSERT NAME HERE], so let’s do it!
 
     4.    Having fun
Find a workout that’s fun for you. 
I love biking. I love the feel of air in my face (provided that I’m not navigating C5’s  and EDSA’s pollution filled road), I love pedalling through the streets of the metro and racing jeepneys and cars (in my mind hahaha). I love it so much that time just flies – 30 mins to an hour is over without me noticing it. 
Make it FUN.
Find an exercise that’s spells F-U-N for you. If it isn’t, look for one. It might be running, or having an outdoor adventure, as long as you’re moving, it’s all good. I also love lifting weights (no, it does not make you bulk up like She Hulk), so I spend some time lifting in the gym too.
Yes, this is FUN for me.. You have to figure out what’s FUN for you!
5.    How you’re going to look.
I have teens that love clothes shopping. 
Often times, we’d dress up and check out stuffs in the mall and they’d comment if it looks good or, if fat and flabs showImagine how consistent workout would let you buying the nice clothes that fits – Imagine how a fitter slimmer you can motivate. 
Imagine and let that visualization drive you. 
This was a recent photo after resolving to do something about it.
If 2015 was a not so physically good year, I will do my best to make 2016 better.

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Once the changes start taking effect and unknowingly, someone notices it, it feels good and it makes you want to work out more.
 
 

Reward Yourself


So you’re slowly inching in towards your goals.. Then what?
Oh yeah, the reward  – It’s important to reward yourself for your accomplishments during your fitness journey.
Reward yourself for the behavioral changes as well as physical.

After all the key to maintain  the habit  depends on the lifestyle changes you’ve made along the way.

Your rewards need to be non-food rewards.
The purpose of rewarding yourself is to strengthen your resolve to have that fitness lifestyle and maintain it.
Rewarding yourself increases your awareness of all that you have accomplished.

These are some of the list that I happen to stumble upon in my readings:

1. Begin a “Success Savings” Put PHP 100 (or any amount  you think is doable) in it for every week you’ve achieved your goal.  Put  PHP10 or PHP50 in it for every pound you’ve lost .
You decide the amount of money you’ll give for the desired action. Such as for sticking to your  plan. Not pigging out when you were depressed. For each pound lost. For each day or week you stick to your meal plan.

2. Buy or make a special piece of jewelry – be it a bracelet, necklace, earrings or rings. Every time you wear it, you’ll be reminded of your successes.

3. Begin a collection – be it stamps, mugs, dolls, action figures, memorabilia etc. Each time you achieve a goal, allow yourself to buy another item for your collection.

4. Get a massage. It’s relaxing and will reenergize you from the inside out. A little pampering can go a long way.

5. Get your hair done, either a dye, cut or do. Try something daring. Have fun and experiment with your new look. Get a makeover with a professional. And when you’re all made up you may as well get a glamour shot. When you look good on the outside – you feel good on the inside.

6. Enjoy the outdoors and buy yourself a bike if you don’t have one yet. If your wan’t to indulge in the “kikay” you, get yourself your favorite designer bag!

7. Pamper yourself with a manicure and pedicure. Try a sparkling new color.

8. Have a night out at the movies with a friend you haven’t seen for a while. Skip the popcorn.

9. Enjoy a leisurely morning at the park. Breathe and take in the fresh air. Spend time with your kids, watch them play.. Get in tune with the simpler things in life.

10.  Buy yourself a new outfit to show off your new body.

11. Redecorate a room in your house. Let your creativity flow. Let the room capture the real you. Don’t be afraid to go a little wild.

12. Do something daring … Something you’ve always wanted to try. Go cliff diving, bungee jumping, hang-gliding, parachuting, white river rafting etc. get a new tattoo (or piercing). Something that’s uniquely you.

13. Buy a new book and schedule uninterrupted time to read it.

14. Give to you favorite charity. It always feels rewarding to share what we have.

15. Fun in the Sun. Plan a trip to Boracay, Coron or Bohol and show off what you have worked for upon achievement of your goals!

These are just some ideas to help you spark you imagination — I’m sure you could come up with hundreds of ways you can reward yourself.

After-all you know yourself best.

Your weightloss journey is your personal experience.

It’s about you, every challenge you have overcome and every little goal that you have achieved.

My Mom

I’m super proud of her. She is such a strong woman and if you click on this video, you could see her playing dodgeball with her grand kids. 
For someone who’s turning 70 years old this 2012, this is amazing (considering that she does not lift weights and do gym stuff)
She always makes sure to eat healthy though, drink her water and put it 30mins of movement every day (jog around, do body weight squats and play wall ping-pong for agility)
I pray that she makes is as sustainable as possible so that she can continue to inspire the lives that she touches.

Now That the Holidays are OVER: Damage Control


It has been a few weeks since we have taken down our Christmas decors. 
Christmas carols are not playing on the radio and the last of the fireworks of Chinese New Year is no more.

I was hoping that since the tell-tale signs of the Holidays are now all gone, the remnants of the holiday bingeing, the proof of all these festivities would all be gone too. But sadly, unlike the Christmas decors, lights and Christmas carols, with FAT , that is not the case.  It is common fact that taking control of your weight can be hard during the holidays due to series of food-related celebrations during all those reunions and get together parties.  So how can you undo the damage done by a holiday meal so that it doesn’t have such a negative impact on your body weight?
I will be sharing with you how to go about with controlling whatever damage was done during the happiest season of the year.

1. Assessment : What is your number?

First of all, ask yourself: “How much weight did I gain during the past three months?”
Excessive eating and drinking might be the name of the game during the holidays and without you noticing it, the pounds have added up. A great wake up call would be to know that number and use that to motivate you into planning that GREAT COMEBACK!


2. ACT : Just Do It! 

The next thing that you can do to practice damage control is to get into the gym and do a weight lifting session the next day.  The common practice is to gravitate towards cardio training after a high calorie meal, but this isn’t really the most ideal way to go.  Weight lifting is what will use up excess carbohydrates in your system far better than cardio training, so will help to remove the excess calories that you consumed.
Also, weight training will help to elevate your metabolic rate for the hours after the session is completed, therefore will continue to help remove any excess fat that you may have burned off. Think of it as a way to scare off the bad spirits for the New Year.

3. Minimize Carbs Intake For a Week

Third, also make sure that you cut back on your carb intake around a week.   Protein consumption is one thing that YOU CANNOT REDUCE. This is definitely important as this is one of the building blocks to to maintain your lean body mass.

Fat can be reduced slightly, but sudden reduction would make you feel hungry all the time. 
Fat is a nutrient that will help provide some hunger control while reducing your calories, making reduced calorie intake much easier.  Just consider good fat sources like Omega 3 and Flaxseed Oil.

5. Never Ever Starve Yourself!

Finally, the last quick tip to help you recover from the holiday indulgence is to make sure that you aren’t starving yourself.  If you all of a sudden drop your calorie intake way down and keep it there, this would signal the body to start using up muscle mass as a fuel source which would waste all the hard work of the past training sessions that you have had. 
As always, a gradual approach is the best way to go. 
Bring your calorie intake much lower for two to three days and then adopt a more moderate calorie intake after that.

If you follow these quick tips, then you should have no problem reducing the damaging effects that the holiday indulgence that you had.


Related posts:

All About FAT 
Women and Weightlifting 

Need Motivation? Try Skechers GO Run!

It was a crazy Friday evening, with workload that makes you want to wish that you’d be nearing finish line but still a bit way far off.  
My friend Vima’s invitation for the Skecher’s event was a breath of fresh air for me.


I have been reassessing my schedule lately and I have been noticing that I need to put in more hours for exercise, wondering if it is lack of motivation or just plain laziness.


What really caught my interest for the launch was its name. GO RUN.


It reminds me of those moments when you decide that you’d wake up in the morning for a run, yet, stay a little while in bed.. read your friend’s Facebook updates via mobile.. and without you noticing it, the sun is way high up. 
The name, is a fancy way to counteract that bad habit of procastination and replace it with a mantra for motivation: GO RUN. I likey.


Jenny Arce and me

It was a fun event where I was able to meet new friends and reconnect with old friends. We were requested to wear our running outfit and it kinda felt weird since we were in a mall but, as I say, what better way to support the sport?


Michelle doing her presentation

The lady who did the presentation was Michelle Estuar. She started it with telling us how heel-striking, a gait that is common among runners, is ineffecient and dangerous since this has a jarring impact on the body.


She also informed us that mid-foot is the best way to run and how Skechers GO Run’s mid-foot strike technology enhances the natural running performance of runners by positioning the body for an efficient mid-foot strike, reducing the impact of heel striking.


Skechers GO Run is launched as a new minimalistic lightweight running shoe line that integrates this technology. 





Since almost everyone is into barefoot running nowadays, I noticed that GO Run closely mimics barefoot running while wearing shoes due to its weight: about 6.9oz for male and 4.9oz for women. It also lets the foot function, letting it flex and twist allowing your foot to move as naturally as possible .



After dinner was served the bloggers were getting to know each other a little better, nine bloggers were called up for a challenge. We were caught off guard! I was thinking to myself “Oh! That explained why there were three treadmills set-up outside the store!”. We were divided in three batches and was tasked to run 500 meters wearing Skechers GO Run, the first one to reach it the goal would bring home his or her own pair of GO Run!


It was an all out run for all of us and I was lucky enough to be 2secs ahead of my batch and am now a proud owner of a Skechers Women’s GO RUN in Gray!

A while ago, when I woke up, two words came to mind : GO RUN. And I did.


“The race does not always go to the swift, but to the ones who keep running.”
                                                -Anonymous

WOW! How Did She Lose 10lbs of FAT in Four Weeks?

Hi Girls! We’re back!
Remember that one time last year when our PinayFitness Facebook Account  sent out an invite for a FREE MAKEOVER for our readers and friends?
We are proud to announce that IT WAS A DEFINITE SUCCESS!
We have documented our program’s progress for you to see that it is indeed doable, as long as you have the determination to do so and plan accordingly
FIRST WEEK
·         Orientation on how will the program be detailed and documented
·         Amor was easy to talk to regarding her lifestyle evaluation and very much excited to undergo the program.
·         As in a start of any commitment, she was bit hesitant on the exercise expectation if she could finish it.
·         She admittedly stated that she does not like running.
·         She thought drinking coffee is enough to hydrate her body. Does not drink water (very minimal if she does).
·         Shocked with her weight assessment being under obese category despite of her actively involved in bowling
·         Diet mind setting. A “Before” Shot was made and measurement to show progress. 
NAME OF CLIENT
Amor M/F/46yo
INITIAL STATS
Total Body Weight
150lbs/68.2kg
Height
60.5inches/152.4cm
Body Fat %
40%
Lean Wt.
90lbs/44.53kg
Fat Wt.
60lbs/23.6kg
H2OWt.
44.5lbs
TBM
179.5inches
Waist to Hip Ratio
0.79
BMI
29.3

SECOND WEEK
·         Food Intake make-over by teaching her to eat wisely.
·         Two (2) to Three (3) times a week of PinayFitness Exercise Inserts. Making it a habit
      Weekend Core with PinayFitness

THIRD WEEK
·         Food Intake documentation for analysis and assessment.
·         Two (2) to Three (3) times a week of PinayFitness Exercise Inserts.
·         Weekend Strength with PinayFitness
FOURTH WEEK
·         Food Intake documentation for analysis and assessment.
·         Two (2) to Three (3) times a week of PinayFitness Exercise Inserts.
·         Weekend Strength and Core with PinayFitness
·         Interestingly, Amor had stopped drinking coffee even if we had told her that it’s okey to drink coffee
·         She also ate more fruits and vegetables as part of her nutritional intake.
·         She’s hyperactive, can you see how happy she is in her “After” shot? 🙂
·         After all the time invested, Amor had lost 10 pounds of fat weight, 5.5 inches, and gained 5.8 pounds of lean weight.
NAME OF CLIENT
Amor M/F/46yo
FINAL STATS
Total Body Weight
145lbs/66kg
Height
60.5inches/152.4cm
Body Fat %
34%
Lean Wt.
95lbs
Fat Wt.
49.4lbs
H2OWt.
45.6lbs
TBM
174inches
Waist to Hip Ratio
0.76
BMI
28.4
During the weekend program, Amor was able to challenge her body in various activities that she hasn’t ventured into before. A definite proof that “What the mind can conceive, the body can achieve!” 
Kudos to you AMOR! Keep it up and be an inspiration to us all.
So, girls, what are you waiting for?
JOIN US!
*PinayFitness is offering Fitness Programs to fit your needs : be it for that 10K race you have in your calendar, or for you to wear the bathing suit you got as a reward this summer vacation or just simply over all well being. Just email us at pinayfitness(at)gmail(dot)com OR leave a comment.
We are here to help. Spread the word!
Related posts:

Out With The Old, In With The New!

2012.

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I still can’t believe that this is a whole new year. Hearing some left-over firecrackers sounding off in the background, seems like a gentle reminder that the ghost of 2011 is still here to linger for a while — until school and work day starts!

Before the day ends, I urge you dear friends to write up your own 2012 Challenge to guide you through the whole year.

“Yeah, yeah, New Year Resolutions doesn’t really work!” — I heard that said so many times, but really, why does it need to be called a “resolution” anyway?

As 2012 enters into our lives, wouldn’t it be nice to navigate thru it with a road map for ourselves? A road map that needs to be assessed every month to ensure that everything is going according as planned.

Plan your work and work your plan! Have a happy 2012 everyone!

Twenty – Twelve : “Leaner & Meaner You” Program

Since Xhi and I became friends, around 2006, it has always been some sort of a habit for us to “declare” a theme for the upcoming year.

Yesterday, we found time to discuss our plans for the upcoming year and had decided to set our goals in line with the theme “Leaner & Meaner 2012”.

I could imagine our beloved readers asking themselves “Hmmm.. what does that actually mean?”

Okey, here goes, as in any plan, we then tackled the WHAT part..

Being “Lean” means cutting down extra fat, extra baggage in life : things that don’t work anymore, be it physical, emotional or mental. Things might be doing good right now, but imagine if you take away the emotional, mental and physical “clutter” in your life – that would definitely be a good way to start off the year.

No drama, no masochistic negative self-talk, no “damsel-in-distress” mentality.

Travel light.

Being “Mean” is about taking charge of your own life – holding the reigns and directing it the way you want it to be.  It’s about living your life with passion. Living your life with that fire burning in your heart, knowing that whatever you do, in the lives that you touch, you bring value in every interaction you make.

The HOW part of the equation had us plan for the actionable items in our list. We had then set our Fitness Goals for the year.

Both of us want to achieve maximum lean body mass / body fat ratio with focus on optimization of functional movements in our physical exercise routine.

We also want to go back to the doing the things we both love but  was just shoved under the carpet when “real life” kicked in – because, what’s stopping you from it not being part of “real life”?

Looking back at the activities that brings us back to our own “happy place”, we were reminiscing the days when we were one with nature. The lush green forests and diversified landscape that we encounter each time we celebrate nature by climbing mountains gives us that happy, heady feeling of blood rushing through our veins, the feeling of being truly alive.

It was unanimous that we SHOULD climb mountains on 2012 – a goal that my hubby fully supports since that is one of his passions too.

Setting a goal should be SMART – Specific, Measurable, Actionable, Realistic and Time-bounded.
A realistic number for us is one mountain per quarter. One mountain every three (3) months.

To give reason and rhyme to it all, we decided that the four mountains will be one for each corner of the archipelago: One mountain from the North, one from South, from East and from West.

That got us excited!

For that to happen, as we plan in being more “kikay”, we want to look good while doing it (that’s just our personal preference, don’t mind us. Haha).
Looking good entails us to climb the trails without huffing and puffing our way to the steepest part of the trail and negotiating it with gusto despite the sweat, mud and what-have-yous.

This then needs to be supplemented by going back to the gym and revisiting our Program and the Nutrition that backs it.

January 2012, Xhi will give birth to baby Malcolm, a second addition to her team. After recovery, the plan is a come-back with the “Leaner and Meaner 2012” Mantra.
I on the other hand, plan to spend time with my own team of four lovely girls and further instill in them the value of Fitness – Physical, Mental, Emotional and Spiritual.

This is my WHY – my four lovely daughters.
Have you ever noticed why, for most part, the plans and resolutions one makes at the start of the year ends up being a wish-list than an actual action plan? I believe the main reason for that is that one has not set the most important part of the equation. After plotting the WHAT and HOW, the heart of the matter is the  “WHY”.

What is your  “WHY”?

Why do you need to do what you are doing? What is the consequence if you don’t? How big is your  “WHY”?
Your  own “WHY” should be the fire that powers up your HOW so that your WHAT would easily be met without out even wondering if everything is all worth it.

My  “WHY” is for me to enjoy God’s gift of life to the fullest and be an inspiration to my four daughters.


I would want it that when I grow old, I would still be able to have fun with them, laugh, run, bike, swim and climb mountains if they want to with their own little ones. This lady IS my inspiration.

Xhi and little Lulu
I would want my husband and I to continue on exploring nature having the time of our lives as we grow and mature as partners.

Xhi’s “WHY” is for her to be a stronger mother to her kids.


Knowing your  “WHY” is very important in your goal setting for this coming New Year.
Like your own True North, this is the one that fires you up emotionally and is connected to your own sense of happiness, your own sense of pride.

So dear readers, wrapping it up, WHAT – HOW – WHY (of course we got the “when” part covered already!).

 I hope all of us take the time to assess how the year that was came to pass and how we plan to improve on ourselves on the Year of The Water Dragon.

Here’s to a leaner and meaner 2012!